One of the many criteria that are looked at to determine the amount you pay each year for auto insurance is where you keep your car in Tucson. Regions with larger populations or more claims tend to have more expensive car insurance rates, whereas areas with lower crime rates and fewer weather claims have the luxury of cheap car insurance rates.
The table below ranks the most expensive places in Arizona for unemployed drivers to buy auto insurance in. Tucson is ranked #16 with an annual rate of $1,072 for coverage, which is around $89 per month.
| Rank | City | Premium Per Year |
|---|---|---|
| 1 | Phoenix | $1,268 |
| 2 | Glendale | $1,214 |
| 3 | Avondale | $1,174 |
| 4 | San Tan Valley | $1,161 |
| 5 | Mesa | $1,159 |
| 6 | Buckeye | $1,144 |
| 7 | Tempe | $1,140 |
| 8 | Scottsdale | $1,129 |
| 9 | Peoria | $1,126 |
| 10 | Maricopa | $1,118 |
| 11 | Gilbert | $1,108 |
| 12 | Goodyear | $1,098 |
| 13 | Chandler | $1,093 |
| 14 | Catalina Foothills | $1,082 |
| 15 | Surprise | $1,080 |
| 16 | Tucson | $1,072 |
| 17 | Oro Valley | $1,062 |
| 18 | Casas Adobes | $1,050 |
| 19 | Casa Grande | $1,047 |
| 20 | Yuma | $983 |
| 21 | Flagstaff | $969 |
| 22 | Prescott | $914 |
| 23 | Sierra Vista | $872 |
| 24 | Bullhead City | $869 |
| 25 | Lake Havasu City | $844 |
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Annual rates are estimated as the specific garaging location can influence insurance rates significantly.
Deciphering which insurers offer the cheapest auto insurance rates for unemployed drivers takes a tad more effort in order to find the best policy. Every insurance company uses their own method for setting rates, so we will examine the auto insurance companies that tend to be cheaper in Tucson, AZ.
Best Auto Insurance Prices for Job Seekers
| Rank | Company | Cost Per Year |
|---|---|---|
| 1 | The Hartford | $811 |
| 2 | Auto-Owners | $897 |
| 3 | Safeco | $932 |
| 4 | Travelers | $1,075 |
| 5 | USAA | $1,124 |
| 6 | Progressive | $1,130 |
| 7 | GEICO | $1,142 |
| 8 | Ameriprise Group | $1,184 |
| 9 | Allied | $1,197 |
| 10 | CSAA | $1,225 |
| 11 | Farm Bureau Mutual | $1,297 |
| 12 | Unitrin | $1,317 |
| 13 | Safe Auto | $1,323 |
| 14 | Farmers | $1,337 |
| 15 | State Farm | $1,337 |
| 16 | Titan | $1,433 |
| 17 | Amica | $1,473 |
| 18 | American Family | $1,478 |
| 19 | MetLife | $1,521 |
| 20 | California Casualty | $1,522 |
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The Hartford quotes some of the cheapest car insurance rates in Tucson at around $811 per year. Auto-Owners, Safeco, Travelers, and USAA would also make the list of some of the most economical Tucson, AZ car insurance companies.
As illustrated above, if you currently buy coverage from Safeco and switched to The Hartford, you might see a yearly savings of approximately $121. Customers with Travelers might save as much as $264 a year, and USAA customers might cut rates by $313 a year.
It’s important to note that these policy prices are averages across all types of insureds and vehicles and do not take into consideration an exact vehicle garaging location for unemployed drivers. So the company that can offer you the lowest price may not even be in the list above. That illustrates why you need to compare as many prices as possible using your own driver information and specific vehicle type.
Get discounts on Tucson car insurance
Car insurance companies that sell policies for unemployed drivers may have special discounts that could reduce prices by 35% or more if you are eligible to receive them. Popular auto insurance companies and a summarized list of policyholder discounts are detailed below.
- GEICO offers premium reductions for federal employee, driver training, good student, air bags, anti-theft, and emergency military deployment.
- MetLife may have discounts that include defensive driver, accident-free, good driver, claim-free, multi-policy, good student
- Progressive policyholders can earn discounts including continuous coverage, good student, multi-vehicle, online signing, multi-policy, homeowner, and online quote discount.
- Travelers offers discounts for IntelliDrive, multi-policy, save driver, continuous insurance, driver training, and payment discounts.
- SAFECO may offer discounts for teen safe driver, drive less, accident prevention training, teen safety rewards, anti-theft, and bundle discounts.
- AAA may include discounts for multi-car, education and occupation, good driver, anti-theft, AAA membership discount, and multi-policy.
The information below visualizes the comparison of auto insurance costs with and without some available policy discounts. The premiums assume a female driver, no violations or accidents, Arizona state minimum liability limits, comprehensive and collision coverage, and $1,000 deductibles. The first bar for each age group shows insurance cost with no discounts. The second shows the rates with homeowner, multiple vehicle, accident-free, multiple policy, marriage, and claim-free discounts applied. When drivers take advantage of discounts, the average amount saved each year on auto insurance for unemployed drivers is 28% or $360.
Tucson auto insurance company ratings
Finding the right car insurance company can be rather challenging considering how many companies there are in Arizona. The ranking data displayed below can help you choose which auto insurers you want to consider comparing rates with.
The rankings below are for companies that insure vehicles nationwide, so companies that have a smaller presence are not taken into consideration for the list. If you’d like to compare prices from many more Arizona auto insurance companies, simply click here.
Top 10 Major Car Insurance Companies in Tucson Ranked by Customer Satisfaction
- Titan Insurance – 95%
- USAA – 94%
- AAA Insurance – 91%
- State Farm – 90%
- Nationwide – 90%
- The Hartford – 89%
- GEICO – 89%
- The General – 88%
- 21st Century – 88%
- Liberty Mutual – 88%
Top 10 Major Car Insurance Companies in Tucson Ranked by A.M. Best Rating
- USAA – A++
- Travelers – A++
- State Farm – A++
- GEICO – A++
- Esurance – A+
- Nationwide – A+
- Allstate – A+
- Mercury Insurance – A+
- Progressive – A+
- Titan Insurance – A+
How to find more affordable insurance for unemployed drivers
It’s not impossible to find cheaper rates, and here are some of the better thrifty ideas that can help drivers buy cheap auto insurance.
- Lower rates by purchasing a safer vehicle
- Higher physical damage deductibles lower rates
- Do not pay for full coverage on older vehicles
- Good credit scores may make rates cheaper
- Staying accident-free helps keep rates low
- Keep your driving record clean
- Keep rates low by comparing prices once a year
The last item on the list is extraordinarily important, as we hit on in the prior information. Prices charged by car insurance companies in Tucson adjust often, so drivers shouldn’t be resistant to switch carriers if a more affordable price is available.
Having a favorite company is great, but it isn’t a good idea if that stubbornness costs you hundreds of dollars a year. If you have a few minutes, now is a great time to compare prices and find cheaper auto insurance for unemployed drivers.
If you prefer to get help from a professional when trying to find the best insurance rates for the unemployed, the professional agents shown below are a good start to help you determine which insurance coverage will be best for you.
To locate a Tucson car insurance agency in your neighborhood, click the button link following the list or click here to get price quotes now.
Leavitt Group – Koty-Leavitt Insurance Agency
6992 E Broadway Blvd – Tucson, AZ 85710 – (520) 571-1900
Joe Robinette – State Farm Insurance Agent
4640 E Sunrise Dr #103 – Tucson, AZ 85718 – (520) 577-8833
Paul Heiser – State Farm Insurance Agent
2654 N Campbell Ave – Tucson, AZ 85719 – (520) 327-7884