Would you prefer to buy the cheapest Chevy Silverado insurance in Tucson? Wish you could get a refund on an under-performing, overpriced auto insurance policy? You’re preaching to the choir because there are many people just like you.
A recent NerdWallet.com study revealed that nearly 70% of consumers kept their coverage with the same auto insurance company for over three years, and approximately 40% of consumers have never shopped around. Many consumers in Tucson could save an average of approximately 50% each year by just comparing quotes, but they assume it’s a waste of time to shop their coverage around.
Steps to finding affordable Chevy Silverado insurance in Tucson
Truthfully, the best way to get cheaper auto insurance rates in Tucson is to compare prices regularly from providers who sell auto insurance in Arizona. Price quotes can be compared by following these steps.
- Step 1: Get a basic knowledge of coverages and the steps you can take to keep rates down. Many risk factors that drive up the price like high-risk driving behaviors and a lousy credit rating can be amended by making lifestyle changes or driving safer. Continue reading for instructions to get lower rates and earn a bigger discount.
- Step 2: Compare rates from exclusive agents, independent agents, and direct providers. Exclusive agents and direct companies can only provide price estimates from a single company like GEICO or Allstate, while agents who are independent can provide rate quotes for many different companies. Begin your rate comparison
- Step 3: Compare the price quotes to your existing policy to see if cheaper Silverado coverage is available in Tucson. If you find a lower rate, verify that coverage does not lapse between policies.
An essential thing to point out is to try to use identical coverage information on each quote and and to get price quotes from as many auto insurance providers as possible. Doing this helps ensure a fair price comparison and a thorough price selection.
Companies like Allstate and Progressive continually hit you with fancy advertisements and consumers find it hard to ignore the promise of big savings and do the work needed to find the best deal.
It’s a good habit to do price comparisons before your policy renews since rates change regularly. If you had the lowest premium rates on Chevy Silverado insurance in Tucson a couple years back other companies may now be cheaper. Ignore everything you know about auto insurance because I’m going to teach you how to use the internet to save money, get proper coverage and the best rates.
Finding Chevy Silverado insurance in Tucson
The car insurance companies shown below are our best choices to provide price quotes in Tucson, AZ. If you want cheap auto insurance in AZ, we suggest you visit several of them to get the most competitive price.
Insurance coverage analysis
The coverage information shown below showcases detailed analysis of insurance rates for Chevy Silverado models. Having knowledge of how insurance policy rates are figured can be valuable when making smart policy decisions.
| Model | Comp | Collision | Liability | Medical | UM/UIM | Annual Premium | Monthly Premium |
|---|---|---|---|---|---|---|---|
| Silverado LS Regular Cab 2WD | $198 | $368 | $410 | $24 | $122 | $1,122 | $94 |
| Silverado LS Regular Cab 4WD | $198 | $368 | $362 | $22 | $108 | $1,058 | $88 |
| Silverado LT Regular Cab 2WD | $226 | $448 | $410 | $24 | $122 | $1,230 | $103 |
| Silverado LT Regular Cab | $226 | $448 | $410 | $24 | $122 | $1,230 | $103 |
| Silverado LS Extended Cab 4WD | $226 | $448 | $362 | $22 | $108 | $1,166 | $97 |
| Silverado LT Extended Cab 4WD | $226 | $448 | $362 | $22 | $108 | $1,166 | $97 |
| Silverado LT Extended Cab 2WD | $226 | $448 | $410 | $24 | $122 | $1,230 | $103 |
| Silverado LS Extended Cab 2WD | $226 | $448 | $410 | $24 | $122 | $1,230 | $103 |
| Silverado LT Crew Cab 4WD | $256 | $528 | $362 | $22 | $108 | $1,276 | $106 |
| Silverado LS Crew Cab 2WD | $256 | $528 | $410 | $24 | $122 | $1,340 | $112 |
| Silverado LS Crew Cab 4WD | $256 | $528 | $362 | $22 | $108 | $1,276 | $106 |
| Silverado LT Crew Cab 2WD | $256 | $528 | $410 | $24 | $122 | $1,340 | $112 |
| Silverado LTZ Extended Cab 2WD | $256 | $528 | $410 | $24 | $122 | $1,340 | $112 |
| Silverado LTZ Extended Cab 4WD | $256 | $528 | $362 | $22 | $108 | $1,276 | $106 |
| Silverado LTZ Crew Cab 2WD | $256 | $528 | $410 | $24 | $122 | $1,340 | $112 |
| Silverado LTZ Crew Cab 4WD | $256 | $528 | $362 | $22 | $108 | $1,276 | $106 |
| Silverado Crew Cab Hybrid 2WD | $256 | $608 | $362 | $22 | $108 | $1,356 | $113 |
| Silverado Crew Cab Hybrid 4WD | $286 | $608 | $362 | $22 | $108 | $1,386 | $116 |
| Get Your Own Custom Quote Go | |||||||
Prices based on single male driver age 40, no speeding tickets, no at-fault accidents, $250 deductibles, and Arizona minimum liability limits. Discounts applied include multi-vehicle, safe-driver, homeowner, claim-free, and multi-policy. Estimates do not factor in garaging location in Tucson which can increase or decrease premiums greatly.
Impact of violations and accidents on rates in Tucson
The chart below highlights how speeding tickets and at-fault claims increase Chevy Silverado insurance costs for different age groups. The price estimates are based on a married female driver, comp and collision included, $500 deductibles, and no discounts are applied to the premium.
Tailor your insurance coverage to you
When quoting and choosing the best insurance coverage, there is no “perfect” insurance plan. Your needs are unique to you and your insurance should unique, too.
Here are some questions about coverages that can aid in determining whether or not you might need professional guidance.
- What if an uninsured driver hits me?
- What does UM/UIM cover?
- Which companies will insure me after a DUI?
- Does my policy cover my teen driver if they drive my company car?
- Am I covered when driving in Canada or Mexico?
- Should I buy only the required Arizona minimum liability coverage?
- Do I need rental car coverage?
- Is my custom paint covered by insurance?
- Is my vehicle covered by my employer’s policy when using it for work?
- What happens if I owe more than my Chevy Silverado is worth?
If you’re not sure about those questions but one or more may apply to you, then you may want to think about talking to an insurance agent. To find lower rates from a local agent, simply complete this short form or go to this page to view a list of companies. It is quick, free and you can get the answers you need.
Get rate quotes but buy from a local neighborhood Tucson car insurance agent
A lot of people would prefer to go talk to an agent and that can be a smart move Good agents are highly skilled in risk management and will help you if you have claims. One of the great benefits of comparing rate quotes online is that you can obtain lower rates and still have an agent to talk to. Putting coverage with local insurance agencies is especially important in Tucson.
After filling out this quick form, the quote information is transmitted to local insurance agents in Tucson who can give free rate quotes and help you find cheaper coverage. You never need to search for any insurance agencies as quotes are delivered to you directly. In the event you want to compare prices from a particular provider, you can always go to their quote page and submit a quote form there.
If you’re trying to find a reliable insurance agency, you should know the different types of agents and how they differ in how they can insure your vehicles. Agents in Tucson are either independent or exclusive depending on the company they work for. Both types can do a good job, but it’s worth mentioning the difference in the companies they write for because it can impact the type of agent you choose.
Independent Insurance Agencies
Independent insurance agents are appointed with more than one company so they can quote policies amongst many companies depending on which coverage is best. To move your coverage to a new company, they simply switch companies in-house and you won’t have to switch agencies. When searching for an agent, you definitely need to get rate quotes from a few independent agents to get the best comparison.
Shown below is a small list of independent agents in Tucson who may provide rate quotes.
Crest Insurance Group LLC
5285 E Williams Cir #4500 – Tucson, AZ 85711 – (520) 881-5760 – View Map
Arizona Southern Insurance Agency
6544 E 22nd St – Tucson, AZ 85710 – (520) 747-3900 – View Map
The Insurance House
2725 E Broadway Blvd – Tucson, AZ 85716 – (520) 795-7737 – View Map
Exclusive Insurance Agents
These type of agents can only write with one company and examples are American Family, State Farm, and Allstate. They are unable to provide rate quotes from other companies so it’s a take it or leave it situation. Exclusive agents are usually quite knowledgeable on what they offer which helps overcome the inability to quote other rates.
Below are Tucson exclusive agents who can help you get price quotes.
Allstate Insurance: David Mahony
5831 E Speedway Blvd – Tucson, AZ 85712 – (520) 721-9355 – View Map
Gene Molina – State Farm Insurance Agent
2160 W Holladay St – Tucson, AZ 85746 – (520) 883-1500 – View Map
Tim Brown: Farmers Insurance Agent
70 W Franklin St – Tucson, AZ 85701 – (520) 322-3924 – View Map
Picking the best car insurance agent should depend on more than just the bottom line cost. Agents should be asked these questions:
- Is there a local claims center in Tucson?
- What company do they have the most business with?
- Is there a Errors and Omissions policy in force?
- Can you use your own choice of collision repair facility?
- Is the agency active in community causes in Tucson?
- If your car is in the repair shop, do you have coverage for a rental car?
- Does the agent have a valid license to sell insurance in Arizona?
- Who is covered by the car insurance policy?
If you feel you receive positive feedback and an acceptable price quote, you may have found a car insurance agent that is reliable enough to provide insurance coverage.