How long has it been since you compared quotes for low-cost car insurance rates in Tucson, AZ? Tucson shoppers have options when shopping for the best price on Porsche 911 insurance. They can either waste time contacting agents getting price quotes or leverage the internet to make rate comparisons.
There is a right way and a wrong way to buy car insurance and we’ll show you the quickest way to quote coverages for a new or used Porsche and get the best price possible.
It’s a great practice to do rate comparisons every six months because rates change regularly. Just because you found the lowest premium rates on Porsche 911 insurance in Tucson a year ago you may be paying too much now. Don’t believe everything you read about 911 insurance on the web, but in this article, you’re going to get some guaranteed methods to reduce your car insurance bill.
Finding cheaper Porsche 911 insurance prices is a great way to save money. The only requirement is to spend a little time comparing price quotes online from several insurance companies.
The companies shown below offer quotes in Arizona. To locate cheap auto insurance in Tucson, we recommend you visit several of them to find the cheapest auto insurance rates.
Porsche 911 insurance rates and statistics
The rate table displayed below covers estimates of insurance prices for Porsche 911 models. Learning more about how insurance policy rates are determined can help guide drivers when making decisions when choosing a new policy provider.
| Model | Comp | Collision | Liability | Medical | UM/UIM | Annual Premium | Monthly Premium |
|---|---|---|---|---|---|---|---|
| 911 Carrera 2 2-Dr Coupe | $260 | $548 | $308 | $18 | $92 | $1,226 | $102 |
| 911 Carrera 4 2-Dr Coupe | $282 | $548 | $308 | $18 | $92 | $1,248 | $104 |
| 911 Carrera 2 Cabriolet 2-Dr Convertible | $282 | $548 | $262 | $16 | $78 | $1,186 | $99 |
| 911 Carrera 2 S 2-Dr Coupe | $282 | $548 | $308 | $18 | $92 | $1,248 | $104 |
| 911 Carrera 4 Cabriolet 2-Dr Convertible | $282 | $548 | $262 | $16 | $78 | $1,186 | $99 |
| 911 Carrera 4S 2-Dr Coupe | $282 | $600 | $308 | $18 | $92 | $1,300 | $108 |
| 911 Carrera Targa 2-Dr Coupe | $282 | $600 | $308 | $18 | $92 | $1,300 | $108 |
| 911 Carrera 2 S 2-Dr Convertible | $282 | $600 | $262 | $16 | $78 | $1,238 | $103 |
| 911 Carrera 4S Cabriolet 2-Dr Convertible | $304 | $548 | $262 | $16 | $78 | $1,208 | $101 |
| 911 Carrera Targa S 2-Dr Coupe | $304 | $600 | $308 | $18 | $92 | $1,322 | $110 |
| 911 GT3 2-Dr Coupe | $304 | $650 | $308 | $18 | $92 | $1,372 | $114 |
| 911 GT3 RS 2-Dr Coupe | $348 | $702 | $308 | $18 | $92 | $1,468 | $122 |
| 911 Turbo 2-Dr Coupe | $348 | $702 | $308 | $18 | $92 | $1,468 | $122 |
| 911 Turbo 2-Dr Convertible | $348 | $754 | $262 | $16 | $78 | $1,458 | $122 |
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Price data assumes married male driver age 40, no speeding tickets, no at-fault accidents, $500 deductibles, and Arizona minimum liability limits. Discounts applied include safe-driver, multi-vehicle, homeowner, claim-free, and multi-policy. Premium costs do not factor in the specific area where the vehicle is garaged which can change insurance rates considerably.
Choosing deductibles
When comparing auto insurance rates, the most common question is how high should the physical damage coverage deductibles be. The comparisons below can help you understand the cost difference between high and low deductibles. The first rate table uses a $250 deductible and the second price grid uses a $1,000 deductible.
| Model | Comp | Collision | Liability | Medical | UM/UIM | Annual Premium | Monthly Premium |
|---|---|---|---|---|---|---|---|
| 911 Carrera 2 2-Dr Coupe | $350 | $738 | $300 | $18 | $90 | $1,521 | $127 |
| 911 Carrera 4 2-Dr Coupe | $380 | $738 | $300 | $18 | $90 | $1,551 | $129 |
| 911 Carrera 2 Cabriolet 2-Dr Convertible | $380 | $738 | $254 | $16 | $76 | $1,489 | $124 |
| 911 Carrera 2 S 2-Dr Coupe | $380 | $738 | $300 | $18 | $90 | $1,551 | $129 |
| 911 Carrera 4 Cabriolet 2-Dr Convertible | $380 | $738 | $254 | $16 | $76 | $1,489 | $124 |
| 911 Carrera 4S 2-Dr Coupe | $380 | $808 | $300 | $18 | $90 | $1,621 | $135 |
| 911 Carrera Targa 2-Dr Coupe | $380 | $808 | $300 | $18 | $90 | $1,621 | $135 |
| 911 Carrera 2 S 2-Dr Convertible | $380 | $808 | $254 | $16 | $76 | $1,559 | $130 |
| 911 Carrera 4S Cabriolet 2-Dr Convertible | $410 | $738 | $254 | $16 | $76 | $1,519 | $127 |
| 911 Carrera Targa S 2-Dr Coupe | $410 | $808 | $300 | $18 | $90 | $1,651 | $138 |
| 911 GT3 2-Dr Coupe | $410 | $878 | $300 | $18 | $90 | $1,721 | $143 |
| 911 GT3 RS 2-Dr Coupe | $470 | $946 | $300 | $18 | $90 | $1,849 | $154 |
| 911 Turbo 2-Dr Coupe | $470 | $946 | $300 | $18 | $90 | $1,849 | $154 |
| 911 Turbo 2-Dr Convertible | $470 | $1016 | $254 | $16 | $76 | $1,857 | $155 |
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| Model | Comp | Collision | Liability | Medical | UM/UIM | Annual Premium | Monthly Premium |
|---|---|---|---|---|---|---|---|
| 911 Carrera 2 2-Dr Coupe | $216 | $464 | $300 | $18 | $90 | $1,088 | $91 |
| 911 Carrera 4 2-Dr Coupe | $236 | $464 | $300 | $18 | $90 | $1,108 | $92 |
| 911 Carrera 2 Cabriolet 2-Dr Convertible | $236 | $464 | $254 | $16 | $76 | $1,046 | $87 |
| 911 Carrera 2 S 2-Dr Coupe | $236 | $464 | $300 | $18 | $90 | $1,108 | $92 |
| 911 Carrera 4 Cabriolet 2-Dr Convertible | $236 | $464 | $254 | $16 | $76 | $1,046 | $87 |
| 911 Carrera 4S 2-Dr Coupe | $236 | $508 | $300 | $18 | $90 | $1,152 | $96 |
| 911 Carrera Targa 2-Dr Coupe | $236 | $508 | $300 | $18 | $90 | $1,152 | $96 |
| 911 Carrera 2 S 2-Dr Convertible | $236 | $508 | $254 | $16 | $76 | $1,090 | $91 |
| 911 Carrera 4S Cabriolet 2-Dr Convertible | $254 | $464 | $254 | $16 | $76 | $1,064 | $89 |
| 911 Carrera Targa S 2-Dr Coupe | $254 | $508 | $300 | $18 | $90 | $1,170 | $98 |
| 911 GT3 2-Dr Coupe | $254 | $552 | $300 | $18 | $90 | $1,214 | $101 |
| 911 GT3 RS 2-Dr Coupe | $290 | $596 | $300 | $18 | $90 | $1,294 | $108 |
| 911 Turbo 2-Dr Coupe | $290 | $596 | $300 | $18 | $90 | $1,294 | $108 |
| 911 Turbo 2-Dr Convertible | $290 | $640 | $254 | $16 | $76 | $1,276 | $106 |
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Prices above based on married male driver age 30, no speeding tickets, no at-fault accidents, and Arizona minimum liability limits. Discounts applied include claim-free, multi-vehicle, homeowner, multi-policy, and safe-driver. Price estimates do not factor in Tucson location which can modify prices significantly.
We can derive from the above data that using a $250 deductible will cost you roughly $40 more each month or $480 every year averaged for all 911 models than buying the higher $1,000 deductible. Due to the fact that you would have to pay $750 more to file a claim with a $1,000 deductible as compared to a $250 deductible, if you usually have more than 19 months between claim filings, you would save money if you choose a higher deductible.
The example below shows how choosing a deductible and can influence Porsche 911 premium costs for different age groups. The premium estimates are based on a married female driver, full physical damage coverage, and no other discounts are factored in.
Auto insurance premiums based on gender
The illustration below shows the difference between Porsche 911 insurance rates for male and female drivers. The information is based on no violations or claims, comprehensive and collision coverage, $250 deductibles, single status, and no other discounts are factored in.
Car insurance is available from local insurance agents
Some consumers prefer to buy from a local agent and that is OK! Good agents can answer important questions and help in the event of a claim. A nice benefit of getting free rate quotes online is the fact that drivers can get cheap car insurance rates and also buy local. And providing support for neighborhood agents is definitely important in Tucson.
Upon completion of this quick form, your coverage information is instantly submitted to local insurance agents who can give free rate quotes for your business. It’s much easier because you don’t need to search for any insurance agencies because prices are sent directly to you. If you wish to get a comparison quote from a specific car insurance provider, you just need to visit that company’s website and give them your coverage information.
Two different types of car insurance agents
When finding a local Tucson insurance agency, it helps to know the two types of agencies and how they can write your policy. Insurance agencies in Tucson are considered either independent or exclusive. Both types of agents can insure your vehicles, but it’s good to learn the differences because it can impact your selection of an agent.
Independent Agents (or Brokers)
Agents in the independent channel do not have single company limitations so as a result can place your coverage through many companies and potentially find a lower price. If you are not satisfied with one company, they simply switch companies in-house and you don’t have to do anything.
If you are comparing rate quotes, we recommend you get rate quotes from at a minimum one independent agency to have the best price comparison. Many independent agencies also insure through small regional insurance companies which can be an advantage.
Featured below are Tucson independent agents that can give you free rate quotes.
- Arizona Insurance Clinic
4925 E 5th St Suite # 101 – Tucson, AZ 85711 – (520) 323-6887 – View Map - Crest Insurance Group LLC
5285 E Williams Cir #4500 – Tucson, AZ 85711 – (520) 881-5760 – View Map - Oasis Insurance
405 E Wetmore Rd g115 – Tucson, AZ 85705 – (520) 888-5000 – View Map
Exclusive Insurance Agents
Agents in the exclusive channel can only provide pricing for a single company like Farmers Insurance, State Farm, Allstate, and AAA. Exclusive agents cannot provide rate quotes from other companies so they are skilled at selling on more than just price. Exclusive agents are well schooled on their company’s products which helps them sell on service rather than price. Many people buy from exclusive agents mainly due to the prominence of the brand and solid financial strength.
Listed below are Tucson exclusive agencies that can give you rate quotes.
- Allstate Insurance: Edmund Marquez
4420 E Speedway Blvd Ste 102 – Tucson, AZ 85712 – (520) 323-9333 – View Map - Joe Abong – State Farm Insurance Agent
2323 N Swan Rd – Tucson, AZ 85712 – (520) 750-8016 – View Map - Merrie Connon – State Farm Insurance Agent
10222 E Rita Rd #110 – Tucson, AZ 85747 – (520) 574-3223 – View Map
Deciding on an insurance agency should depend on more than just a cheap price quote. Here are some questions to ask:
- Do they see any coverage gaps in your plan?
- Are aftermarket or OEM parts used to repair vehicles?
- Are there any hidden costs in their price quote and does it include driving and credit history?
- Do they specialize in personal lines auto insurance in Tucson?
- Does the agent have a valid license to sell insurance in Arizona?